The Obama administration's "short refinance" program starts this week.
It's their latest attempt to help stabilize the housing market.
It would allow homeowners who are current on their mortgage payments, but have no equity, to modify their loan.
The goal is to keep as many people as possible in their homes, preventing more strategic defaults.
But a New York Times story today poses an interesting question: Should the government stop trying to prop up the housing market and instead just let it crash?
What do you think?