It's open enrollment season!
For folks who buy private health insurance or have employer-sponsored coverage, this is the time of year that they decide whether to stick with their current health plan or select a new one.
As KPCC Health Correspondent Stephanie O'Neill reported last year, there’s a lot to consider during this period, like:
- Do you want an HMO or a PPO?
- Do you want a Health Savings Account or Flexible Savings Account?
- Do you want a plan with a higher premium or a higher deductible?
If your blood pressure rises just thinking about all of these options and wonky terms, then take a deep breath and read on: O'Neill has written this updated guide to surviving open enrollment. And I'm here to help answer your personal questions about choosing a health insurance plan.
Are you planning on becoming pregnant next year and trying to pick a plan that will accommodate your desire to have your baby at a birthing center? Are you confused why the premium on your company-sponsored plan appears to be skyrocketing?
Send your questions to Impatient@scpr.org. I'll confer with the experts and offer some advice during my weekly Impatient segment on Take Two next Wednesday.