Concussion liability costs may go up. Athletes suffering concussions after playing high-risk sports are insured medically, but should insurers be required to pay any legal fees if the injured parties sue?
The debate over who is liable for injury-related legal fees has sparked a debate between leagues and their insurance providers. As a result, insurers may raise premiums to compensate for the increased risk of lawsuits filed by players who suffer concussions. The increased costs of insuring players may be small change for sports giants like the NFL, but the effect on smaller leagues and school sports could be much more pronounced.
Colleges, high schools, and club teams who can’t afford rising premiums may be forced to extreme measures: raising fees, requiring waivers from players, or even shutting down. How might holding primary insurance companies liable for legal fees change high-risk sports in the big leagues and in lower levels? Should insurers be held responsible for legal damages?
Robert Boland, professor of sports law at New York University
William Wilt, president of Assured Research, an insurance advisory firm
Tom Fox, athletic director, Villa Park High School, which competes in Southwest Division, they made it to the CIF finals this year