Word is that the head of the Cleveland Clinic, Delos "Toby" Cosgrove, is on the short list to be the new boss of the Department of Veterans Affairs. The VA system has more in common with the renowned Cleveland Clinic than you might think, despite its recent problems. We look at some of the similarities between the two organizations. Plus, the protests and appeals of Walmart workers are a far cry from the labor movement that organized the country's major industries many decades ago. The reliance on protests and publicity just goes to show how limited labor organizers have become, and how difficult it is to organize low-wage industries whose workers can't afford to risk their jobs. We'll also take a look at a couple hearings on the hill including one heard this morning regarding student debt. Elizabeth Warren introduced a bill that would let students refinance their federal student loans. Why can't they do that now? And what would it mean if they could?