A new survey conducted by the nonprofit Henry J. Kaiser Family Foundation and the Health Research and Educational Trust finds that the answer to that question is the employee. The average worker with a family plan now pays $4,000 a year—a 14% increase from 2009. That’s the largest yearly increase since they began keeping records in1999. The average increase for employers this year was zero. According to the survey, employers are passing the rising costs of health care directly on to their employees. Those costs were once shared equally between the worker and the employer. And while health insurance premiums have gone up 47%, wage increases have risen only 18% since 2005. Given these tough economic times and the skyrocketing costs of health care, who should carry the load the employee or the employer?
Helen Darling, president, National Business Group on Health
Dr. Kavita Patel, M.D., director of New America's Health Policy Program