Base jumping is the ultimate thrill-seeker's sport. Not just anyone has the courage to leap off a cliff with only a parachute to prevent a sudden death. But many of these adventurers — including rock climbers, and other extreme athletes — may be jumping without a "figurative"parachute: health insurance.
Insurance companies charge a lot in premiums if you're tempting death on a regular basis, and some refuse to even offer coverage.
Enter the Affordable Care Act. As of next year, everyone is required to have insurance or face a tax penalty. So these athletes are deciding whether to shell out tons of money for insurance that may not even pay off, or opt out and pay the fine?