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A general view of a 'Speedy Cash' cash loans shop on Brixton High Street on November 1, 2012 in London, England. The recession has changed the face of the UK's high streets, which have seen a boom in bookmakers, discount stores, charity shops, cheque cashing (payday loans) and pawnbrokers as cash-strapped Brits struggled with their finances.
This week, federal regulators are expected to issue new guidance to banks related to loans that resemble the much criticized payday loan. Many feel that the new rules may mandate that banks evaluate a consumers' ability to repay a loan and limit how often they can get one.
We'll speak with Alan Zibel from the Wall Street Journal.