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The psychology of predicting our future health




Dr. Martha Perez examines Maria Lebron in a room at the Community Health of South Florida, Doris Ison Health Center on February 21, 2013 in Miami, Florida.
Dr. Martha Perez examines Maria Lebron in a room at the Community Health of South Florida, Doris Ison Health Center on February 21, 2013 in Miami, Florida.
Joe Raedle/Getty Images

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For a lot of us, just thinking about health care and insurance is enough to cause brain freeze. But we're in open enrollment season, so there are a lot of important decisions that need to be made: high deductible or low? HSA? FSA? A platinum plan or a bare bones one?

We're making decisions about our future health, and there's a lot of psychology that goes into these decision. Dr. Peter Ubel, a physician and behavioral scientist with Duke University, joins the show to tell us about the psychology behind our health insurance choices.