The bipartisan Financial Crisis Inquiry Commission (FCIC) was appointed by Congress to investigate the causes that lead to the near collapse of the U.S. financial and banking system. The FCIC has summoned major players from Goldman Sachs to Citigroup to Alan Greenspan to testify before its committee members. Now that they’ve heard from the big wigs working for institutions deemed too big to fail, they want to hear from people on the front line of the economic crisis. The first stop in a series of four hearings took place last week in Bakersfield, California. Bakersfield and Kern County are suffering from some of the highest unemployment and foreclosure rates in the country. The commission listened to testimony from elected officials, representatives of local community banks, and heard public comment. Witnesses had a lot to say about foreclosure rates and modifications and the inequity of new financial regulation, but you’ll have to listen to Patt to hear about it.