California may be the next state to ban short-term health plans. The state Senate just passed a bill that would ban the coverage on a 26-9 vote. If Gov. Jerry Brown signs the legislation, California will join New York state in blocking the Trump administration’s move to extend the short-term plans to up to 3 years. The plans' critics call them "junk insurance," because they don't have to cover pre-existing conditions or other treatments covered under the Affordable Care Act.