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COBRA - or no health insurance at all?

Cobra (placeholder)
Cobra (placeholder)
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If you are unemployed and purchase your health plan through COBRA, the interim insurance plan available to those who lose their jobs but continue to purchase their employer's health plan at a higher rate, you may see your premium increase by 300% or more. The reason? That subsidy, which pays two-thirds of the COBRA premium, was designed to last just nine months for each person. That means that hundreds of thousands of individuals who got it when it first became available in March lost it today. If you can't afford the higher rates, what are your options? We ask the expert.


Martin Rosen, executive vice-president and co-founder of Health Advocate Inc., a healthcare advocacy and assistance company